Cash home buyers serving Charlotte and Mecklenburg County
We buy houses in Charlotte, NC, with the repairs still undone.
If you need to sell your house fast in Charlotte, send us the address and you will get our cash offer in writing for the house as it is. We also buy in Gastonia, Concord, Huntersville, Matthews and the towns around Mecklenburg, and you pick the closing date, from about a week to six months out.
- 01Since 2015, 700+ housesFamily-owned by Parker and Casey Stiles, buying with our own funds.
- 024.8+ rating on GoogleWe are BBB accredited and hold an A+ rating.
- 03No repairs, cleaning or commissionsWe can often cover the attorney fees and closing costs for you.
Get your Charlotte cash offer
Fill in the address and a line about the house. One of us will phone you about it soon after.
Where we buy in Charlotte
Charlotte's houses change a lot from one side of town to the other.
We have bought houses in Charlotte and buy in every part of it. Here is what usually slows a sale in each area.
NoDa, Belmont and Villa Heights
NoDa began as the mill village across North Davidson Street from Highland Park Mill No. 3, built in 1903 and 1904. A typical mill house there had five rooms. Belmont and Villa Heights began as mill villages too, and houses that old can hide knob-and-tube wiring and sagging floors.
Dilworth, Wilmore and Plaza Midwood
Edward Dilworth Latta laid out Dilworth as a streetcar suburb in the 1890s, and most of its houses are bungalows. Wilmore, just west, was planned as its extension, and Plaza Midwood began as a streetcar suburb in 1910. All three have local historic districts, and inside them, new siding or windows need a sign-off from the Charlotte Historic District Commission.
West Charlotte
Wesley Heights, another local historic district, mixes bungalows, Tudor Revival cottages and Colonial Revival houses in brick and wood. Hoskins Mill on South Hoskins Road opened in 1904 with 80 houses for its workers. We also buy in Enderly Park, along Tuckaseegee Road, and in Ashley Park.
East Charlotte
Windsor Park, between Central Avenue, Eastway Drive and North Sharon Amity Road, has many one-story ranch houses, and Coventry Woods has brick homes from the late 1960s and early 1970s. A ranch that age may still have its first electrical panel or a worn-out roof, and a buyer's inspector will flag both.
University City and the north side
University City surrounds the UNC Charlotte campus in northeast Mecklenburg, with the LYNX Blue Line running back to Uptown. If your house near campus is rented to students, we buy it with the lease in place.
Steele Creek and the southwest
Steele Creek covers most of southwestern Mecklenburg and was mostly farmland until the 2000s, when I-485 and a wider NC 49 brought subdivisions. The 1889 sanctuary of Steele Creek Presbyterian Church still stands on Steele Creek Road. A newer house can still need its first new HVAC system or roof, or come with a tenant on a lease.
Creeks and floodplain maps
Why a house near a Charlotte creek can be slow to sell.
Little Sugar, Briar, Irwin and McAlpine creeks all wind through Charlotte neighborhoods, and the city's stormwater pages note that decades ago, homes here were often built in floodplains. You may already know which storms put water under yours.
Charlotte and Mecklenburg County map two floodplains. The FEMA Floodplain shows where flooding is likely now, and the Community Floodplain shows where it is likely later, as more land upstream gets built on. The city's 3D Interactive Floodzone Map shows where any address falls.
Buyers check that map. In a FEMA high-risk flood zone (an A or V zone), a buyer with a federally backed mortgage must carry flood insurance, which raises the monthly cost of owning the house. Standard homeowners insurance does not cover flooding, and the city warns that water gets into houses outside mapped floodplains too. A buyer who learns this late may ask for a lower price or walk away.
Mecklenburg County also runs a voluntary floodplain buyout program, picking properties by flood risk and cost. If yours is not on its list, or you need to sell on your own timeline, we buy with our own money, so no lender sets insurance rules for our closing. Tell us when water came in and what got fixed, and the offer will reflect it.
How a sale works in Charlotte
What happens between your first call and a Charlotte closing.
An attorney runs each closing in North Carolina. When the owner has died, the estate goes through the Estates Division of the Mecklenburg County Clerk of Superior Court, or the clerk in Gaston, Lincoln, Cabarrus, Union or Iredell County if the owner lived there, and we plan around the clerk's timing.
- Share the address with us.
Phone (704) 966-7355 or fill out the form up top. Say who is living there and what you know is wrong, from a leaking roof to a creek that rises into the yard.
- We talk, then visit once.
We go over the house with you by phone, then set up one walk-through, or use photos if you are out of town.
- Read our offer on paper.
We set the price from the repairs needed, the age of the roof and HVAC, and recent sales of similar Mecklenburg houses nearby. Turning it down costs you nothing at all.
- Close when it suits you.
The closing attorney checks the title and pays off any mortgage from the proceeds. Clear title means we can close in about seven days, or wait as long as about six months.
Questions from Charlotte sellers
Answers for Charlotte homeowners thinking about selling.
My mother lived in Charlotte and passed away. Where is her estate opened?
The Mecklenburg County Clerk of Superior Court opens it, through its Estates Division in the courthouse at 832 East Fourth Street. The clerk names a personal representative by issuing letters testamentary (with a will) or letters of administration (without one). We can make an offer now and close once the estate is able to sell.
I got notice of a foreclosure hearing before the Mecklenburg clerk. Is it too late to sell?
Usually not, as long as we can close before the courthouse sale. The hearing notice comes at least 10 days ahead, and the sale is set after the hearing, so there is often still time. Our purchase pays off the loan at closing, which ends the foreclosure. We need that closing to come before the sale date, so call as soon as the letter arrives.
My Dilworth bungalow needs a new porch and windows. Can I still sell it to you?
Yes. In Charlotte's local historic districts, exterior work needs a Certificate of Appropriateness from the Historic District Commission before a permit is issued, which can slow a buyer who wants to start right away. Being in a district does not restrict selling. We buy the house as it is and handle the review after closing.
Our house is in Mint Hill, near the Union County line. Does the county matter?
It can. Most of Mint Hill is in Mecklenburg County, but a small part reaches into Union County. If the owner lived on the Union side, the Union County clerk of superior court handles the estate. Your tax bill names the county, and we buy houses on either side of that line.
My Steele Creek house is newer and in good shape. Should I list it instead?
Possibly. An updated house, with an owner who can wait for the right buyer, might sell for more through an agent, and we will tell you so. Ask about our Equity Protection Program or a listing proposal too. Selling to us fits better when the house needs repairs, has renters, or must close by a deadline.
Towns around Charlotte
We also buy in Gastonia, Concord, Huntersville, Mooresville, Monroe and the towns between.
We have bought houses in Gastonia, Stanley, Lincolnton and Statesville, and we buy in every town here. The county line tells you which clerk handles an estate.
Gastonia and Stanley, Gaston County
Gastonia, the Gaston County seat, sits west of Charlotte on I-85. On its west side, the Loray Mill village has frame mill houses built mostly from the early 1900s into the 1920s, often on small, nearly square lots. Estates in Gastonia and in Stanley, a smaller Gaston County town, go through the Gaston County Clerk of Superior Court.
Lincolnton, Lincoln County
Lincolnton is the Lincoln County seat, northwest of Charlotte on the South Fork of the Catawba River, with historic districts on West Main Street and South Aspen Street. Estates go through the Lincoln County Clerk of Superior Court.
Huntersville, Matthews and Mint Hill
All three are Mecklenburg County towns, so estates go to the same clerk as Charlotte's. I-77 runs through Huntersville, and the town's northwestern edge follows Lake Norman. Matthews, southeast on US 74, saw its first train in 1874. Most of Mint Hill is in Mecklenburg, with a small piece in Union County.
Concord, Cabarrus County
Concord, the Cabarrus County seat, is northeast of Uptown. Large houses from the late 1800s and early 1900s line North and South Union Street and Edgewood Avenue. Estates go through the Cabarrus County Clerk of Superior Court.
Monroe, Union County
Monroe, the Union County seat, is southeast of Charlotte on US 74, and it has both a downtown and a residential historic district on the National Register. Estates go through the Union County Clerk of Superior Court.
Mooresville and Statesville, Iredell County
Statesville, the Iredell County seat, sits where I-40 and I-77 cross, and its South Race Street Historic District holds buildings from the late 1800s and early 1900s. Mooresville, also in Iredell, is a few miles east of Lake Norman and has a mill village historic district. Estates in both go through the Iredell County Clerk of Superior Court.
Elsewhere in North Carolina
Own a house somewhere else in North Carolina?
We also have pages for the Triad, Raleigh and Durham and Fayetteville, or start with our North Carolina page.
Charlotte, NC
Get a cash number on your Charlotte house without fixing a thing.
Call or text us about the house. If our written offer works for you, you set the closing date.