Foreclosure help
Stop foreclosure in Georgia with a cash sale.
Georgia foreclosures move fast once the lender starts. If keeping the house is no longer realistic, we can buy it for cash and close before the foreclosure sale.
- 01Call the day the notice arrivesTell us the sale date if you have one. Time matters more than anything else here.
- 02Get a written cash offerYou do not repair or show the house, and you are under no obligation to accept.
- 03Close before the saleAs little as seven days when the title is clear. The mortgage is paid off out of the sale at closing.
Get your cash offer
If you already have a foreclosure date, call (706) 705-7703 as well so we can check the timing today.
Georgia foreclosure basics
How foreclosure works in Georgia.
Most Georgia foreclosures happen outside of court. The lender does not need a judge to sign off, so the process can move faster than people expect.
Before the sale, the lender has to send the homeowner a notice, and a notice of the sale runs in the county's legal newspaper. Foreclosure sales are held on the first Tuesday of the month at the courthouse in the county where the house sits.
Read every letter from your lender and call them. Some homeowners catch up or work out a payment plan. If that is off the table, a sale that closes before the auction pays off the loan, and any money left over goes to you.
Who this is for
Homeowners who are behind and running short on time.
Behind on the mortgage
You have missed payments and the letters from the lender are getting more serious each month.
A sale date is already set
You have a notice with a date on it. Call right away so we can see if a closing can happen first.
Out of other options
A loan change or a catch-up plan did not work out, and you would rather sell the house than lose it at auction.
Foreclosure often comes with something else going on at home. We also buy houses from people selling during a divorce and owners of houses that need major repairs.
How it works
How we buy a house in foreclosure in Georgia.
We pay cash, so there is no buyer's bank loan to wait on and no appraisal that can fall through a week before the sale.
We buy houses facing foreclosure all over Georgia, including metro Atlanta, Augusta and Savannah. Every step is on our how we buy houses page.
Matt, Ellie and the whole team were fantastic to work with! They provided my seller client with a great offer on her home and made the process as easy and stress free as possible. As a realtor, I am generally wary of these types of companies. However, working with Barrington Home Buyers allowed my client to find the perfect solution for a very tough situation and she was able to avoid foreclosure!...
- Call with the sale date.
Tell us the address, roughly what you owe, and the date on any notice you have received.
- A specialist goes over the details.
We set up a time to see the house. You do not clean, repair or move anything first.
- You get a written cash offer.
We explain how we got the number, and there is no obligation to take it.
- The loan gets paid off at closing.
Close in as little as seven days once the title is clear. What is left after the payoff goes to you, as shown on the settlement statement.
Foreclosure questions
What homeowners ask us first.
The answers below are general. For questions about your loan or your legal rights, talk with a Georgia attorney. We are a home buyer, and we can tell you what we would pay and how fast we can close.
Can selling my house stop a foreclosure in Georgia?
Yes, if the sale closes before the foreclosure sale date. The closing attorney pays off the mortgage out of the sale, and once the loan is paid the foreclosure stops. The earlier you call, the more room there is to make that work.
How fast can you close?
In as little as seven days, provided the title is clear. Liens, back taxes or an estate that is still in probate can add time, which is one more reason to call as soon as the notice arrives.
Do I have to fix the house or move everything out first?
No. We buy the house as it is. Take what you want with you and leave the rest, and we handle the cleanout after closing.
Does it cost me anything to sell to you?
There are no fees or commissions. We can often pay all of your closing costs and attorney fees as well, so ask about that on your property.
Is there any obligation if I ask for an offer?
None. We look at the house and make a written cash offer. From there it is 100% your decision, and you can still keep working with your lender while you think it over.
Foreclosure notice in hand
Call the day the notice shows up.
A written cash offer with no repairs or fees. On the first call we will tell you if the timing can work.